Payday loans in West Virginia: what the law allows
No. West Virginia doesn't allow payday loans at typical payday costs. We haven't confirmed West Virginia's car title loan rules yet.
West Virginia
Payday loans
Not allowed
Car title loans
Not confirmed yet
“Check Cashers - physically located in the State of West Virginia. West Virginia Code Chapter 32A, Article 3. Traditional "Payday Lenders" are generally prohibited within this state.”
West Virginia Division of Financial Institutions
Checked 2026-09-15. Laws change; confirm with the regulator before you borrow.
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Common questions
Are payday loans legal in West Virginia?
No. West Virginia doesn't allow payday loans at typical payday costs.
Are car title loans legal in West Virginia?
We haven't confirmed West Virginia's car title loan rules yet.
How do I check a lender's license in West Virginia?
Look the lender up with West Virginia Division of Financial Institutions, which licenses lenders in West Virginia.
Do these rules protect service members?
Yes. The Military Lending Act limits payday and car title loans for covered service members to 36%, in every state.
Information, not legal advice. Laws change; confirm with the state regulator.