Guides
Understand your options first
Every guide is written from primary sources like the CFPB, FTC and IRS, links to a tool that runs your own numbers, and is checked by a credentialed reviewer before it goes into search.
Cards, personal loans and other unsecured debt
Credit card & unsecured debt
Start hereHow to Pay Off Credit Card Debt: Every Way Out, Honestly
How to get out of credit card debt: every path from a payoff plan you run yourself to counseling, loans, settlement and bankruptcy, with what each costs.
12 min readAwaiting expert review
Guide
Debt Avalanche Method vs. Snowball: Which Pays Off Debt Faster?
Avalanche pays the highest rate first and usually costs less. Snowball clears the smallest balance first. See both run on the same debts, in dollars.
8 min readAwaiting expert review
Guide
Debt Settlement Pros and Cons: Costs, Credit and Taxes
Debt settlement can close large card debt for less than you owe, but it hurts credit, adds fees and can bring taxes and lawsuits. Here is what to weigh.
9 min readAwaiting expert review
Coming topics
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