Payday loans in New Hampshire: what the law allows
No. New Hampshire doesn't allow payday loans at typical payday costs. We haven't confirmed New Hampshire's car title loan rules yet.
New Hampshire
Payday loans
Not allowed
Car title loans
Not confirmed yet
“the Legislature stated that APR interest rates of up to 350% and more were “unfair and improper” and proceeded to cap title and payday loans at 36%.”
New Hampshire Banking DepartmentLook up a lender's license
Checked 2026-09-15. Laws change; confirm with the regulator before you borrow.
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Common questions
Are payday loans legal in New Hampshire?
No. New Hampshire doesn't allow payday loans at typical payday costs.
Are car title loans legal in New Hampshire?
We haven't confirmed New Hampshire's car title loan rules yet.
How do I check a lender's license in New Hampshire?
Look the lender up with New Hampshire Banking Department, which licenses lenders in New Hampshire.
Do these rules protect service members?
Yes. The Military Lending Act limits payday and car title loans for covered service members to 36%, in every state.
Information, not legal advice. Laws change; confirm with the state regulator.