Payday loans in Nebraska: what the law allows
No. Nebraska doesn't allow payday loans at typical payday costs. We haven't confirmed Nebraska's car title loan rules yet.
Nebraska
Payday loans
Not allowed
Car title loans
Not confirmed yet
“Neb. Rev. Stat. § 45-918(1) states that a licensee shall not impose an annual percentage rate greater than thirty-six percent in connection with a delayed deposit transaction.”
Nebraska Department of Banking and Finance
Checked 2026-09-15. Laws change; confirm with the regulator before you borrow.
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Common questions
Are payday loans legal in Nebraska?
No. Nebraska doesn't allow payday loans at typical payday costs.
Are car title loans legal in Nebraska?
We haven't confirmed Nebraska's car title loan rules yet.
How do I check a lender's license in Nebraska?
Look the lender up with Nebraska Department of Banking and Finance, which licenses lenders in Nebraska.
Do these rules protect service members?
Yes. The Military Lending Act limits payday and car title loans for covered service members to 36%, in every state.
Information, not legal advice. Laws change; confirm with the state regulator.