Payday loans in Louisiana: what the law allows
Yes. Louisiana allows payday loans up to $700. We haven't confirmed Louisiana's car title loan rules yet.
Louisiana
Payday loans
Allowed
Car title loans
Not confirmed yet
- Largest loan
- $700
“Act 510 (HB 582) increases the amount paid to borrowers from $350 to $700 for deferred presentment transactions only, removes the maximum cap on both deferred presentment transactions and small loans”
Louisiana Office of Financial Institutions
Checked 2026-09-15. Laws change; confirm with the regulator before you borrow.
Before you borrow
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Common questions
Are payday loans legal in Louisiana?
Yes. Louisiana allows payday loans up to $700.
Are car title loans legal in Louisiana?
We haven't confirmed Louisiana's car title loan rules yet.
How do I check a lender's license in Louisiana?
Look the lender up with Louisiana Office of Financial Institutions, which licenses lenders in Louisiana.
Do these rules protect service members?
Yes. The Military Lending Act limits payday and car title loans for covered service members to 36%, in every state.
Information, not legal advice. Laws change; confirm with the state regulator.